Garcia Creditor Law PLLC

Focused Creditor Representation That Delivers

We are a creditor-rights law firm specializing in debt enforcement, collections litigation, judgment recovery, and bankruptcy-adjacent matters, including preference defense. We are licensed in Florida, Texas, New Jersey, and Pennsylvania.


Jorge operates on a fractional general counsel model, providing on-demand legal support that creates predictability and integrates legal strategy early into the business decision-making process.


Access to sophisticated legal counsel should not be dictated by cost. Jorge offers flexible and fixed-fee arrangements to deliver high-end legal services focused on maximizing value—not billable hours.

Debt collection and Bankruptcy, FL, NJ, PA, and TX

Debt Collection and Bankruptcy

Creditor Rights & Debt Collection Litigation

Promissory Notes, Guarantees & Contract Enforcement

Judgment Domestication & Post-Judgment Remedies

Bankruptcy & Preference Defense (Creditors Only)

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Debt collection and Bankruptcy Legal Team

Meet the team

Garcia Creditor Law, PLLC is a boutique creditor-rights law firm representing lenders, businesses, and noteholders in enforcement and recovery matters. The firm focuses on collections litigation, promissory note and guaranty enforcement, judgment recovery, and bankruptcy-adjacent issues, including defense of preference and avoidance actions.


The firm’s managing attorney, Jorge Garcia, is licensed to practice law in Florida, Texas, New Jersey, and Pennsylvania, and regularly represents creditors in state and federal courts. Garcia Creditor Law handles matters from pre-suit resolution through trial, post-judgment enforcement, and bankruptcy-related litigation.


Our approach is practical, efficient, and results-driven, with an emphasis on cost-effective recovery strategies aligned with our clients’ business objectives.

Jorge Garcia

Managing Attorney